Car finance made simple
Apply now
To apply for finance, please complete the application form below and send an email to info@cmccars.com with the following:
- a copy of your driving license or ID (in date, with good quality pictures showing all four corners),
- your bank statement from the last 3 months (as a PDF file, screenshots are not accepted)
- scans of your proof of income (payslips, Form 11, or social welfare payments).
Any further questions feel free to call or WhatsApp us on 083 333 8650 , 086 821 2082
Our straightforward finance options
We offer a range of trusted finance solutions commonly used in Ireland, making it simple to own your next vehicle. We'll guide you through each one to find the best fit for your budget and lifestyle.
Hire purchase (HP)
This is one of the most common and clear finance options. You pay a deposit, followed by fixed monthly repayments over an agreed term. Once the final payment is made, the car is yours outright. It's simple, transparent, and a popular choice for private buyers looking for eventual ownership.
Personal contract plan (PCP)
Where available, PCP offers lower monthly payments compared to HP. It involves a deposit and fixed monthly payments, but at the end of the term, you have several options: make a final optional payment to own the car, upgrade to a new vehicle, or simply return the car. This offers great flexibility for those who like to change cars regularly.
Flexible term finance
We understand that every budget is different. Our flexible term finance allows us to tailor repayment terms specifically to your needs. With fixed monthly payments over an agreed period, this option is designed to make your desired car affordable without placing unnecessary financial strain on you.
Trade-in support
Already have a car? You can use your existing vehicle as part or even all of the deposit for your new purchase. This significantly reduces the amount you need to finance, making your next car even more accessible and affordable.
Why choose Castle Motor Company for finance?
Choosing Castle Motor Company for your car finance means opting for a simple, transparent, and customer-focused experience. We remove the complexity, offering tailored solutions that genuinely fit your life.
We provide a simple, stress-free application process, guiding you every step of the way. Our team works to find a solution that suits your budget and lifestyle, not a one-size-fits-all approach. You'll receive clear explanations of all terms, with no hidden surprises, thanks to our partnerships with trusted Irish finance providers. With flexible options and the convenience of a one-stop shop, you can choose your car, arrange finance, and drive away with confidence, knowing you have honest advice and competitive options.
Your next steps and common questions
Ready to get started?
If you're interested in financing a car with us, the very first step is to get in touch directly with our team at Castle Motor Company. You can call us directly to speak with a member of our sales team, send an enquiry through our website using the finance or contact form, or message us about a specific car you’re interested in.
Once you make contact, one of our team members will discuss the car you’re interested in, go through your budget and preferences, explain the available finance options, and guide you through the finance application process step by step. We ensure you always speak to a real person who can answer your questions clearly and help you move forward with confidence.
Addressing your finance concerns
We understand that car finance can bring questions. Here are some common worries and how we help:
Will I be approved?
Many customers worry about their credit history. We reassure them that every application is looked at individually and we guide them through the process, explaining what information is needed and what options may be available.
How much will it cost me each month?
Customers want clarity on repayments. We clearly break down deposits, monthly payments, and the total cost, helping them choose a plan that fits their budget comfortably.
Are there hidden fees or surprises?
This is a very common concern. We explain all terms upfront, including interest rates and contract details, so customers know exactly what they’re agreeing to — no hidden costs.
What happens at the end of the finance term?
Customers often aren’t sure what their options are. We clearly explain whether they’ll own the car outright, have a final payment, or have options to upgrade or change vehicles, depending on the finance type.
Is finance better than paying cash?
Some customers aren’t sure which is best. We talk through both options openly, helping them decide based on their personal situation rather than pushing finance.
Our goal is to make finance feel simple, transparent, and pressure-free, so you can move forward with confidence.